Credit bureau must correct incorrect data immediately
Credit bureau must correct incorrect data immediately” width=”517″ height=”350″ />
The paid article is available immediately after completing the online application. In addition, the Credit bureau must correct incorrect data immediately. Simply download the registration form online. With the free self-information you can not do much, but needs a qualified credit check. The Benefits of Paid Information If you look at the benefits, they are very limited.
Credit bureau information for free: Grading in 5 levels
How you can retrieve your Credit bureau information once a year for free and what you need to take into account, you will learn in this essay. Before applying for a loan or in other cases where you need to prove your creditworthiness, it may pay off to obtain a credit report. It provides information about the creditworthiness of an individual or a company.
Since 2010, the Credit bureau has been legally required (34 para. 4 BDSG) to provide every citizen with free information about his information once a year. In addition, the Credit bureau must correct the wrong information immediately. You will receive the free information of the Credit bureau only in written form. But even the free written information can be requested in a few steps.
Steps of Credit bureau
Download the order (data overview according to 34 BDSG) from meineCredit bureau.de in German, English or Turkish. Print the application. Complete the questionnaire. Please note, however, that you are not allowed to activate the checkbox “Order credit check” for a free request.
If you are not a German citizen, you will need to enclose a copy of ID and a certificate. Send the complete order with a copy of your identity card (“copy of identity card”) to the following address: Your application will now be processed by Credit bureau and your Credit bureau information will be sent to you by post within 6 months.
In the Credit bureau data you can find your probabilities as well as a list of all landline and mobile phone contracts, current accounts, loans, credit cards and your Credit bureau base rating you have reported. However, according to a ruling of the Federal Court of Justice, the Credit bureau may in principle treat its recipe confidentially and does not have to provide the consumer with precise information about how the determined amount has become creditworthy.
Credit bureau should have 140 points
However, the National Broadcasting has compiled some information that provides information on how much to contribute to the creditworthiness of a particular personality. The Credit bureau is therefore above all important, how old a person is and how long a certain characteristic, such as an account, is already known. In addition, the frequency of a consumer’s loan applications is often included in the Credit bureau value.
The Credit bureau should have 140 points, which are evaluated depending on the data combination. Read more about the Credit bureau in these articles: Credit bureau subscription – monthly fees for the online notification Credit bureau clause: worth knowing about the Credit bureau (Update 25.3.15) Credit bureau score: How the complete credit scoring is calculated – this right should change itCredit bureau: Information about your debtors.